Disclaimer: Padmalaya Finserve Private Limited is an RBI Registered Non-Banking Financial Company. Loans are disbursed directly from Padmalaya Finserve to the borrower's verified bank account. Interest rates are indicative and subject to individual credit assessment. All fees and charges are disclosed in the Key Fact Statement prior to loan acceptance. Penal charges, if applicable, are levied as a flat INR amount and do not compound. Padmalaya Finserve lends exclusively through Zavo and Bridge apps. © 2026 Padmalaya Finserve Private Limited. All rights reserved.